Global Finance, Simplified.
Bloom is your all-in-one financial companion. Send, spend, and manage your money in 34 currencies with transparent fees starting at 0.4% — and zero surprises.
Total Balance
$24,562.90
Recent Activity
Cafe Aroma
Today, 09:24
Tom Smith
Yesterday, 17:12
Everything You Need in One Place
Bloom packs a full suite of financial tools into one gorgeous app — no more juggling five different banking apps.
Multi-Currency Wallet
Hold and manage 34 currencies with one tap. Switch between them at interbank rates — no more expensive conversions.
Global Transfers
Send money to 180+ countries with transparent fees starting at just 0.4%. Money arrives in minutes, not days.
Competitive Exchange
Real-time exchange rates backed by live market data. Save an average of $124 per $1,000 converted vs. traditional banks.
Spending Insights
Set budgets effortlessly and gain a clearer picture of your spending with real-time categories, trends, and alerts.
Top-Notch Security
Bank-level 256-bit encryption, mandatory 2FA, and biometric login keep your money and data locked tighter than Fort Knox.
Global Markets
Track crypto, stocks, and forex in real-time. Set price alerts and get curated daily digests — all inside the app.
We're Obsessed With Your Money
We're not a bank — we're a better way to handle your finances. Here's why 250,000+ people made the switch.
Transparent Pricing
No hidden fees. Ever. We show you the exact cost before you confirm any transaction. What you see is what you pay.
Lightning Fast
Transactions are processed in under 2 minutes on average. Your money moves at the speed of your life.
Customer First
Our London-based support team replies in under 90 seconds, 24/7. Real humans, real answers, real fast.
How Bloom Works
Getting started takes less time than making a coffee.
Create Your Free Account
Sign up in under 3 minutes with just your phone number and a selfie. No credit checks, no paperwork.
Add and Verify Funds
Link your bank or debit card securely. Top up in seconds with Apple Pay, Google Pay, or standard bank transfer.
Send & Spend Globally
Use your Bloom card anywhere, anytime. Send money abroad with one tap and track everything in real-time.
Simple, Honest Pricing
No monthly fees. No minimums. Just pay for what you use.
Starter
For everyday spending
- ✓ Multi-currency wallet (10 cur.)
- ✓ Free virtual card
- ✓ 0.5% transfer fee
- ✓ Email support
Pro
For globetrotters & freelancers
- ✓ 34-currency wallet
- ✓ Metal card (free)
- ✓ 0.4% transfer fee
- ✓ Priority 24/7 support
- ✓ Vault savings at 4.2% APY
Business
For companies & teams
- ✓ Everything in Pro
- ✓ Up to 10 team members
- ✓ Expense management
- ✓ Custom invoice templates
- ✓ API access
Loved by Users Worldwide
Don't just take our word for it. Here's from people who use Bloom every day.
"This app has revolutionized how I manage my international finances. Not only is it simpler, but I've saved over $300 in transfer fees this year compared to my old bank. The exchange rates are genuinely unbeatable."
James Delacroix
Freelance Photographer, Paris
"Receiving payments from overseas clients is finally hassle-free. The funds land in my account in about a minute and I get a lovely notification with the exact amount in GBP. It's honestly a lifesaver for my small business."
Amelia Sinclair
Etsy Shop Owner, London
"Using Bloom while backpacking through Southeast Asia was an absolute breeze. I save so much on ATM withdrawals and always get the true mid-market rate. The 4.2% APY on my savings vault is pretty sweet too. Highly recommend!"
Marcus Bennett
Digital Nomad, Lisbon
Take Bloom With You
Manage your finances on the go with our intuitive mobile app. Available on iOS and Android.
Scan to download
Point your camera at the code
Questions? Answered.
Bloom is a digital-first financial companion. Unlike traditional banks, we have zero physical branches, which means we can offer you dramatically lower fees, real mid-market exchange rates, and 24/7 support. We focus solely on making your global money easy with a beautiful, intuitive interface.
Absolutely. Your funds are held with our regulated EU and UK partner banks and are protected under the Financial Services Compensation Scheme (FSCS) up to £85,000. We use bank-level 256-bit encryption, mandatory 2FA, and secure biometric login on all devices. You'll also get real-time notifications for every transaction.
The average transfer time to another Bloom user is under 2 minutes. For bank transfers within the SEPA zone, it's usually instant. For international SWIFT transfers, it can take 1-2 business days. We show you the estimated arrival time before you confirm — no surprises.
Yes, thousands of customers use Bloom as their primary account. We offer a UK sort code and account number, direct deposit support, and a seamless auto-savings feature that rounds up your spare change. You can also get a physical metal card that works in 180+ countries.
Ready to Simplify Your Finances?
Join Bloom today and experience a new era of global financial management. Your future self will thank you.