Your savings,
finally in your image.
Don't let your savings sleep anymore. We create custom investment solutions, built around your ambitions. Start your journey 100% online — our experts handle the rest.
Take control of your savings
With Nova Capital, benefit from a modern, transparent approach fully aligned with your goals.
Contracts 100% Online
Subscription and management simplified, accessible anywhere, anytime. No paper, no branch visits.
Optimized by Advanced Tech
Our algorithms analyze the markets in real-time for dynamic, high-performing allocations.
Aligned with Your Values
Invest according to your convictions — ESG, ethical, and responsible options built into every portfolio.
Accessible from €300
Start building your financial future with a low initial amount — no minimum barriers to entry.
Transparent Fees
Up to 2x cheaper than traditional institutions, with no hidden costs, ever.
Experts at Your Service
Our advisors are available 6 days a week to guide you at every step of your journey.
Smart savings solutions
Flexible, high-performance products to build the future that looks like you.
Product A
GROWTH_FOCUSA tax-advantageous framework to grow your capital, prepare your succession, and finance your long-term projects with total flexibility.
- 100% online subscription, under 15 minutes
- Access to 4 management profiles, adjustable monthly
- ESG & ethical options included
Product B
RETIREMENT_PLANPrepare your future serenely with a dedicated retirement savings solution, benefiting from attractive tax advantages from day one.
- Retirement savings with optimal tax deductions
- Regular performance reports every quarter
- Flexible multi-account structure
Your projects, our expertise
Whatever your goal, we'll build the investment strategy that fits. Here's how Nova Capital adapts to real life.
Grow your wealth
Make your existing capital compound effectively with active management.
Real estate purchase
Build your down payment for your future property, with clear timeframes.
Prepare your retirement
Anticipate and build a serene future with long-term plans.
Fund children's education
Invest in their future with dedicated envelopes.
Multiple projects
One single envelope for several goals — flexible and unbundled.
Aligned with your convictions
Responsible and ethical investment choices, available in every profile.
Estimate your investment potential
Your capital deserves a strategy. Simulate it in real-time.
// Results are indicative and do not constitute a performance guarantee. Taxes not included. Market risks apply. Capital is at risk.
Concrete performance for your future
Annualized performance net of platform management fees, gross of taxes. Real numbers from our managed profiles.
Prudent
Defensive
Balanced
Audacious
* Performance calculated based on standard profiles, not taking into account mandate customization options. Current-year performance excludes the euro fund yield. Net of platform management fees, gross of applicable taxes. Past performance is not indicative of future results. Investment vehicles carry a risk of capital loss.
Clear, advantageous fees
Your strategy evolves with the markets, not your fees! With Nova Capital, invest without constraints.
Included free
- Full portfolio management
- Quarterly performance reports
- Financial advisor support
- ESG & values-based options
- Tax reports pre-filled
The security of a trusted partner
Nova Capital is a regulated financial platform, supervised by the ACPR (French Prudential Supervision and Resolution Authority). We operate with the highest security and transparency standards.
- Bank-grade encryption (256-bit SSL)
- Funds segregated from our own
- Weekly transparency reports
- Since 2016 — 42,000+ clients
Trusted by 42,000+ clients
"I was stuck with a traditional bank for 10 years. Nova Capital's interface and transparent fees made me switch. My portfolio has grown 22% in 18 months."
"The online subscription took 12 minutes, including the video verification. Three months later, my auditor asked me which fintech I used because the reporting was so clean."
"As a non-EU resident, I appreciated the clear breakdown of my tax obligations. Nova Capital made the process completely smooth — from my account opening to my first annual report."
Frequently asked questions
Yes. Nova Capital is registered with the ACPR and complies with European financial regulations (MIFID II). Your funds are segregated from our operational accounts, meaning they cannot be used for our own purposes. Additionally, our algorithmic models go through three independent audits each year.
The process takes about 15 minutes. You'll need your ID document, proof of address, and your IBAN. After the identity verification video call, your contract is activated within 48 hours. You can then transfer your initial deposit and choose your management profile.
If you invest €10,000 in a Balanced profile, you pay 0.75% per year — that's €75 total. No entry fees, no arbitration fees, no payment fees, no performance fees. The only potential cost would be the fund's inherent management fees (approximately 0.15% to 0.30% depending on the profile), already included in our all-inclusive rate.
Yes, you can trigger a full or partial redemption at any time without penalty. The funds are transferred to your bank account within 5 business days. However, for tax advantages on Product B, certain conditions apply — we'll provide you with a clear schedule before you subscribe.
Absolutely. For each management profile, you can choose between "Standard", "ESG" (excludes companies involved in controversial sectors), or "Climate+" (reduces carbon intensity by 40% compared to the benchmark). These options are included in the same 0.75% all-inclusive fee.
Every quarter, you receive a detailed performance report, a position statement, and a perspective on the markets. Every January, we generate your pre-filled tax documents. And you have real-time access to your dashboard 24/7, with a downloadable PDF statement at any time.
Ready to give your savings a new dimension?
Join 42,000+ clients who have already taken control of their financial future. Start from €300, entirely online.