100% online · Carbon-neutral · AI-optimized

Your savings, reimagined and luminous.

NovaVault transforms your savings into a dynamic force. 100% personalized, 100% online investment solutions that bring your projects to life.

Personalized Savings Visualization

Projected Value (10yr)

€284,750

Your Contribution

€180,000

Projected Growth

58.2%

Our Savings Solutions

Products designed for every life plan. Tax-advantaged, flexible, and built for your future.

Product A

NovaVault Capital

Maximize your capital with a tax-advantaged framework. Perfect for building wealth, planning succession, or funding mid-to-long-term projects.

  • No entry fees
  • Flexible withdrawal options
  • Succession-friendly structure
Discover NovaVault Capital →
Product B (PER-like)

NovaVault Retire

Prepare for retirement with confidence. A flexible solution to build supplementary income, with the freedom to exit as capital or annuity.

  • Immediate tax deduction
  • Capital or annuity exit
  • Flexible contribution schedule
Explore NovaVault Retire →

Take Control of Your Savings

NovaVault reinvents investing to make it accessible, powerful, and aligned with who you truly are.

100% Online Contracts

Subscribe and manage your savings with total simplicity, wherever you are, whenever you want.

AI Optimization

Our AI technology analyzes markets for dynamic, high-performance allocations. Real-time, data-driven decisions.

Aligned with Your Values

Invest in line with your personal beliefs — environmental, social, or ethical. 42% of our assets are in green tech.

Estimate Your Growth Potential

See how your savings could grow with NovaVault. Adjust the parameters to view different perspectives.

Est. Final Value

€194,131

Total Invested

€110,000

Total Interest

€84,131

This is a simulation. Past performance does not guarantee future results.

Growth That Matches Your Ambitions

NovaVault's AI-driven strategies aim to outperform traditional benchmarks.

3.2%

Prudent Portfolio

Annualized performance

6.1%

Balanced Portfolio

Annualized performance

9.4%

Dynamic Portfolio

Annualized performance

12.8%

Audacious Portfolio

Annualized performance

*Backtested performance, net of platform management fees, excluding taxes. Past performance does not predict future results. Risk of capital loss.

Transparent. Affordable. Powerful.

Your strategy evolves with the markets, your fees don't. Enjoy active management for a maximum of 0.5% per year, everything included.

€0

Entry Fees

€0

Contribution Fees

€0

Fund Switch Fees

€0

Exit Fees

See full fee schedule here.

Your Questions, Clear Answers

Discretionary management means entrusting your investment portfolio to professional managers. At NovaVault, our experts handle everything based on your risk profile and goals.

NovaVault Retire offers tax advantages during the savings phase and great flexibility for your retirement. You can choose to exit as a lump sum or as an annuity.

We analyze your investor profile, goals, investment horizon, and personal values to build a customized portfolio, optimized by our AI engine.

All financial investments carry risk, including potential loss of capital. NovaVault minimizes risks through diversification and active management, but cannot eliminate them entirely.

Yes. We offset 100% of our operational carbon footprint through verified reforestation projects, and we prioritize green tech companies in our core portfolios.

Contact Us

A question? Want to learn more? Our team is here for you.