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Digital Savings | Ethical Investments

Smart Savings, Ethical Growth. Your Future, Reimagined.

PulseVault offers transparent, digitally-native investment solutions designed for your life and values. Build a portfolio that reflects who you are, effortlessly.

Invest in minutes, fully online.
Our Solutions

Take Control of Your Savings Journey

Tailored strategies for every financial goal, backed by ethical principles and smart technology.

G

Grow Your Wealth Sustainably

Invest for long-term growth with portfolios aligned with your values.

H

Plan for Major Purchases

Save for a home, education, or other significant life events with clear goals.

P

Prepare for Retirement

Build a secure future with our specialized retirement savings plans.

E

Emergency Fund Building

Create a safety net for unexpected expenses, accessible when you need it.

C

Invest for Your Children

Secure their future by starting an investment plan early on.

V

Invest with Your Values

Choose ethical, environmental, or socially responsible investment themes.

Interactive Simulator

Estimate Your Investment Potential

Our intelligent simulator helps you visualize your financial future. Your capital deserves a strategy as unique as you are.

Use our tool to see how your initial investment, monthly contributions, and chosen risk profile can grow over time.

Try a sample projection:

Initial Investment

€5,000

Monthly Additions

€200

Time Horizon

10 years

Projected value: €41,240 (4.95% p.a.)

Why PulseVault?

  • In minutes, fully online. No paperwork, no appointments.
  • Start from just €300. Your first step toward smarter saving.
  • Fees up to 2x lower than traditional institutions.
  • Ethical by default. Your money works for good.
Our Difference

Access a World of Quality Investments

Global market access with a personalized, intelligent approach aligned with your values.

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ETFs (Exchange Traded Funds)

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Mutual Funds (OPCVM)

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Direct Equities (Stocks)

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Real Estate (SCPI)

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Structured Products

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Responsible & Ethical Funds (Article 8 & 9)

Explore 20,000+ investment options

Our Advantage

Transparent Performance, Fairer Costs

Did you know the stock market averaged an 8.5% annual return over the long term? Yet, many savings accounts barely keep up with inflation. Our platform empowers you to do better.

We offer personalized, ethical investment strategies starting from just €300, with fees up to 2x lower than traditional institutions (typically 1.6% vs. 4%).

Annualized Performance InsightsAverage Annual Performance since 2019

Prudent Approach

Option 13.99% p.a.
Option 24.95% p.a.
Option 37.01% p.a.
Option 48.56% p.a.

Audacious Approach

Option 510.22% p.a.
Option 610.21% p.a.
Option 711.48% p.a.
Option 812.77% p.a.

*Performances are based on model portfolios and do not account for personalization. Current year calculations exclude certain fund returns. Net of management fees, administrative contract fees, and underlying asset fees; gross of applicable taxes. Investment involves risk of capital loss. Past performance is not indicative of future results.

€240

Average annual savings vs. traditional banks

1.6%

All-inclusive management fee (max)

20K+

Investment options at your fingertips

Our Clear & Simple Pricing

No Hidden Fees. No Surprises.

Your strategy adapts to market changes, but your core fees don't! At PulseVault, invest without constraints: no entry, deposit, arbitration, or exit fees. We actively manage your portfolio with full transparency.

€0

No Entry Fees

Start your investment journey without any upfront costs.

€0

No Management Fees

We adjust your portfolio based on market insights, free of charge.

€0

No Deposit/Withdrawal Fees

Add or access your funds freely, anytime.

More Service, Lower Cost

Our platform provides premium services for a maximum of 1.6% per year, all-inclusive. Compare that to traditional institutions, where average fees can reach 4% annually. On a €10,000 investment, you could save up to €240 per year with us. That's €2,400 over 10 years!

Fees are a percentage of the invested amount, excluding applicable taxes. Actual fees may be lower depending on your allocation and chosen options.

Need Help?

Frequently Asked Questions

Browse by category to find answers to your questions about our platform and services.

Yes. Your funds are held with tier-1 European custodian banks, segregated from PulseVault's own operational accounts. We are regulated as a financial services provider in France, registered with the ORIAS (n° 24001234). Additionally, you have a 14-day cooling-off period on any new plan.
You can open an account and start investing for as little as €300. From there, you can add funds at any time — with no minimum for additional contributions. You can also set up automatic monthly contributions starting from €50.
We offer a range of responsible investment themes, including Environmental, Social, and Governance (ESG) strategies, as well as Article 8 and Article 9 funds under SFDR. Our onboarding quiz assesses your preferences, and your portfolio is managed accordingly, with quarterly reporting showing the real-world impact of your investments.
Absolutely. Your funds range from instant-access emergency savings to long-term investments. For daily savings plans, withdrawals are processed within 24 hours. For long-term plans (e.g., retirement accounts), there may be specific terms, but you can still withdraw with no exit fees — only applicable taxes may apply.
We charge a single, all-inclusive fee of up to 1.6% per year, which covers portfolio rebalancing, access to 20,000+ assets, and our advisory dashboard. There are no entry, management, withdrawal, or hidden arbitration fees. The average traditional European bank charges fees that can reach 4% per year for comparable service.
Contact

Freedom. Accessibility. Growth.

Have questions about your savings journey? Our team of certified financial advisors is here to help — no commitments, no pressure.

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Call us

+33 1 84 88 20 40 (Mon–Fri, 9am–7pm CET)

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Visit us

PulseVault SAS
18 Rue de la Grange-aux-Belles
75010 Paris, France

Loved by savers across Europe:

★★★★★

“I moved my savings to PulseVault because I didn't want my money funding industries I care nothing about. The process took less than 10 minutes, and I'm already up 6% this year.”

— Marie L., Teacher, Lyon

★★★★★

“The fee transparency sold me. My old bank was doing the exact same thing for almost triple the cost. PulseVault's dashboard makes it simple to track everything.”

— Thomas R., Freelance Designer, Rotterdam

Get in Touch With Us